Susan Hemmerly's Blog

Is Refinancing Right For You?
Posted on 09/15/2019
Is Refinancing Right For You?
Every homeowner knows how difficult it is to maintain a household. There are so many things that could go wrong in one’s life that committing to significant home payments may cause trouble. Those who have been in debt knows that the reality of real estate is that it goes up. The value of your house would increase with...
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Factors That Negatively Impact Your Credit Score
Posted on 09/08/2019
Factors That Negatively Impact Your Credit Score
A credit score is an essential factor that determines how creditworthy you are and how much interest you should pay on loans. If you have an excellent credit score, you will pay a lower interest rate on loans and credit lines all through your lifetime. Apart from reducing your interest rate, a good credit score helps you save...
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Guidelines for Finding the House of Your Dreams
Posted on 09/01/2019
Guidelines for Finding the House of Your Dreams
Finding the house of your dreams is a process that requires a lot of clarity, diligence, and patience. While it is possible for the first house you look at to be the ideal choice, it's a lot more likely you'll have to look at a dozen or more houses before finding the one that matches your requirements and...
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5 Useful and Easy Ways to Lower Your Cell Phone Bill
Posted on 08/25/2019
5 Useful and Easy Ways to Lower Your Cell Phone Bill
Cell phone bills can be quite massive, and sometimes, they can be as high as the monthly cost of powering your home. It is true that cell phone can help you boost your credit score, but this is achievable only when you are not incurring too much cell phone bills every month. Reduce your cell phone bill with...
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224 Compass Road, Baltimore, MD 21221 is now new to the market!
Posted on 08/19/2019
224 Compass Road, Baltimore, MD 21221 is now new to the market!
Over 1800 finished square feet! Master suite, lower level addition and heat pump in 2006, outstanding top of the line marble master bath renovation in 2017. Roof and siding in 2002. Hardwood flooring, multiple ceiling fans, one year old pellet stove in the lower level Family Room. Granite and stainless kitchen, 16 x 12 rear deck. Huge LL Game Room with pool table included, Family Room, Bedroom and Full bath....walk out level to yard. Wonderful floor plan for entertaining or day to day living. Very spacious and well maintained. Two car garage, fenced private rear yard. Garage features a sliding glass door to the rear yard for parties...
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Getting to Know the Neighbors
Posted on 08/18/2019
Getting to Know the Neighbors
One of the most significant adjustments of your move to a new home will be getting to know your new community. You may have lived in your previous house for some time and have had a good relationship with your neighbors. From acquaintances to friends getting to know new people is not only a part of being a...
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Tips For Dealing With Waste Disposal
Posted on 08/11/2019
Tips For Dealing With Waste Disposal
Disposing of waste is a common practice in all homes; in this age and time, it's essential to practice more than one disposal option. Kitchen waste if not correctly disposed of, would attract insects and larvae into your home – and cause your house to begin to smell. There are many waste disposal options available to homeowners to...
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Benefits of Adding A Sunroom To Your Home
Posted on 08/04/2019
Benefits of Adding A Sunroom To Your Home
A sunroom is an attached living area to your property; it’s a beautiful renovation tactic that’s guaranteed to increase the sales value of your home. A sunroom serves as an additional room to a house that’s made with glass to allow natural light to penetrate the home. If you are considering renovating your home, consider adding a sunroom....
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New to Freelancing?
Posted on 07/28/2019
New to Freelancing?
Today's work culture allows for many jobs and positions to work from home full or part-time. Creating a freelance business for yourself is possible more now than ever. It can give you the opportunity you need to take charge of your career or support your efforts to start a new company. But, if you haven't worked from home...
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Is Your Large Landing Wasted Space?
Posted on 07/21/2019
Is Your Large Landing Wasted Space?
Home architects like to do lots of creative things with stairs and landings—and for good reason. They create lots of “oohs” and “aahs” when a prospective buyer walks into a home. Many times, it is that spectacular view that sells the home. Buyers may even overlook other missing items in the house because of the initial entryway's striking...
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How to Avoid Risks During the Homebuying Journey
Posted on 07/17/2019
How to Avoid Risks During the Homebuying Journey
Let's face it – there are many risks that you may face during the homebuying journey. From submitting an offer on a house that ultimately proves to be a poor investment to failing to obtain a mortgage due to a bad credit score, there are various issues that may prevent you from achieving your desired results. Lucky for you,...
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Planning for Emergencies and Recovery
Posted on 07/14/2019
Planning for Emergencies and Recovery
Hopefully, you've made plans in case of emergency and prepared your family by discussing your arrangements and creating an emergency kit. However, surviving the crisis is only part of the battle. The recovery takes a lot longer and requires even more early planning. You can prevent a lot of damage to your home by designing it or updating...
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